Privalto

About Us

Why BNP Paribas?

Power of a global bank

With almost 200,000 key people on the ground in every corner of the globe, BNP Paribas hears the heartbeat of the global economy.

Located in every region, in all major markets, we help our clients – be they individuals, corporations or institutionals - to seek out opportunities, fine tune their investments and grow their assets.

Our clients include 200,000 corporate and institutional clients as well as 22 billion of individual clients.

BNP Paribas - Map of the world

Stability is at the heart of our business model

BNP Paribas retains a strong foothold in 3 core areas: Retail Banking, Investment Solutions and Corporate & Investment banking.

This diversity brings a business model which remains stable through thick and thin, bringing a solid foundation from which to build long term relationships with our clients.

A Strong Counterparty for Today’s Markets

With recently confirmed credit ratings of AA-/A2/A+, BNP Paribas maintains its position on the top of the curve, bringing large scale robustness, solidity and confidence to our clients in challenging market conditions.

Promise of a large organisation with top credit ratings

When you invest in our Funds you can be reassured that BNP Paribas has one of the highest credit ratings of all banks operating in the UK (and in fact the world). BNP Paribas benefits from a well balanced mix of revenues (across retail banking, asset management and investment banking) and has proven extremely resilient and profitable during the recent market turbulence

  S&P Credit Rating Moody's Credit Rating Fitch Credit Rating
HSBC BANK PLC AA- Aa2 AA
BNP PARIBAS AA- A2 A+
BANCO SANTANDER A+ Aa3 A
CREDIT SUISSE A+ Aa1 A
DEUTSCHE BANK A+ Aa3 A+
BARCLAYS BANK A+ Aa3 A
WELLS FARGO & CO* A+ A2 AA-
JPMORGAN CHASE* A Aa3 AA-
UBS A Aa3 A
RBS A A2 A

* Source: BNP Paribas, Bloomberg, April 12th 2012. For S&P, rating for Long Term Foreign Issuer Credit is quoted. For Moody’s, rating for Senior Unsecured Debt is quoted. For Fitch, rating for Long Term Issuer Default is quoted (*)Holding company as main issuer of senior debt. A credit rating (i) is subject to downward revision, suspension or withdrawal at any time by the assigning rating organisation, (ii) does not take into account market risk or the performance-related risks of the investment, and (iii) is not a recommendation to buy, sell or hold securities. Non exhausting list of banks

Why Privalto?

A dedicated team to serve UK financial advisers and planner.

Privalto is a brand of the BNP Paribas Group, specialising in the design and management of structured investments for UK financial advisers and planners.

The Privalto team promotes IFSL "Structured Solutions" OEIC funds which aim to offer the best of both worlds:

  • The alpha-generation of dynamic quantitative asset management through BNP Paribas cutting-edge strategy
  • The transparency and cost-efficiency of passive investments

Added value of Privalto’s investment solutions:

1

Diversification of traditional portfolios
Extending the limits of traditional investments, our investment solutions allow you to better balance risk and return, increase diversification in your clients' portfolios and generate alpha.

2

Strict risk control and transparency
The asset allocation must follow a pre-determined model and therefore cannot breach the limits that are set within the model itself (full control and increased stability).

Our rule-based strategies offer a pre-defined methodology and investment universe allowing for transparency.

3

Liquidity
  • Daily dealing at NAV
  • No exit-fee

4

Easy access
  • Direct investment
  • Fund supermarkets and wraps
  • Insurance platforms

5

Cost efficiency
The strategies of IFSL "Structured Solutions" OEIC funds are index-based allowing for lower Annual Management Charges and do not include any performance fee.

6

Tax Efficiency
IFSL "Structured Solutions" OEIC funds are currently eligible for ISA* and/or SIPP, SSAS and Offshore Bonds.

Capital gains tax (CGT) treatment applies for direct investments (for non-income distributing funds).

7

Peace of mind
UK-based OEIC funds, fully authorised and regulated by the FSA, covered by the FSCS.

Each fund will also receive collateral in the form of G7 Government bonds deposited with an independent third party depository to reduce exposure to BNP Paribas arising from the derivative contract entered into between BNP Paribas and the Fund.

* Except the Stabiliser and Stabiliser Plus Protected funds which are now closed to ISA